Monthly Archives: October 2017

Two old men who have been driving Brazilian technology

Published / by TheHI

It is often said that there are few really great tech innovators under the age of 50. But in the Brazilian banking sector, two of the largest proponents of new technology have been the leaders of Brazilian banking giant Bradesco, both of whom are well over the age of 60.

Lazaro Brandao, who recently announced his departure as chairman of the Bradesco board of directors, is 91 years old. As chairman, he has long been a staunch advocate of integrating technology to the greatest extent possible into the firm’s banking products. In fact, as CEO from 1981 to 1999, he was among the first business leaders in Brazil to start focusing on creating online platforms, where customers could do much of the same types of banking tasks that previously would have required them to drive to a branch.

Brandao has stated that one of the most important challenges the bank will face, going forward, is the nearly 13 million of its customers who the inveterate chairman describes as technologically illiterate. But far from throwing up his hands in despair, the venerable banker believes that it is Bradesco’s duty as a good corporate citizen to embrace the challenge and teach these customers enough about technology that they can interact with the bank’s online platforms. Brandao doesn’t view this is merely a good business decision. He says that it is important for Bradesco to act as a leader in the development of both the economic and human capital of the country, a role that he has embraced since first taking executive roles in the early 1980s.

In the same vein, Luiz Carlos Trabuco, the outgoing CEO of Bradesco who will soon take Brandao’s old job as chairman, has likewise viewed the adoption of technology and innovation of online and mobile banking products as a core developmental strategy for the bank. Under Trabuco’s watch as CEO, the bank developed the Next system, an online banking platform that has enabled millions of Brazilians to access all of their banking services through their online and mobile devices. This program ultimately proved so successful that the Next platform was spun off into its own company.

Trabuco’s departure marks the end to one of the most volatile reigns in the bank’s history. Inheriting an extremely tough macroeconomic climate, Trabuco did his best to maintain the firm’s position in the market. But after taking over in 2009, shortly before Bradesco’s archrivals, Itau and Unibanco merged, Bradesco’s stock price was pummeled down to less than 20 percent of its value when Trabuco took over as CEO.

However, Trabuco was then able to pull off one of the greatest coups in the history of Brazilian finance. In mid-2015, he announced that Bradesco would be acquiring HSBC Brazil, in its entirety, for $5.2 billion in cash. The completion of this deal instantly rocketed Bradesco back to the number-one position, sending the stock price soaring and redeeming Trabuco in the eyes of shareholders and the market at large.

Since the acquisition, Bradesco’s share price has continued to climb, currently trading at more than 2.5 times its 2015 lows. But even as Trabuco steps down from the role of CEO, many believe that he will continue to have an almost singular influence over the direction of the firm, even as chairman of the board. If the past is any guide, the next few years will see Bradesco even more aggressively pursue technological innovations, driving more customers to its mobile banking products and very likely making raids into its competitors established territories and looking to steal away customers.

Bradesco has never been in a better position to capitalize on its technological advantages

How Determination and Consistency has Steered Adam Milstein to Success

Published / by TheHI

Adam Milstein who hails from Israel is a real estate investor and philanthropist.Adam is currently the managing partner of Hager Pacific Properties.Together with his wife,they began Adam and Gila family foundation which helps strengthen Israel and its ties with the United States.He participated in Israel’s independence war as a combat sailor. Milstein then joined the Israel defense forces for his mandatory service as was the norm. He went on to graduate with a bachelor of science degree majoring in Economics and Business in 1978. Adam Milstein received his master’s in Business administration from the University of Southern California.

Adam is the chairman of the Israel American council and heads the expansion of the council. He is a board member of a number organizations such as Israel on campus coalition,stand with us,Hasbara fellowships,Jewish funders network,AISH log Angeles among others.

Adam began Hager pacific properties after acquiring experience as a real estate commercial broker. Soon after graduation, Adam started his career as a sales agent. After gaining enough knowledge Hager Pacific was born and specializes in renovating and management of properties. The company is managing over 100 properties in the United States, and its valuation is $2billion.

Adam through the latest interview gives insight into the various aspects of his life. Adam says that while the company is young one’s day cannot be defined, but as the business grows and gains assets it becomes easier to have a schedule. Adam involves philanthropy in his life to make the job more satisfying. He advises that for ideas to materialize, you need to follow through with the plans without giving up. Adam quips that it takes time to see results in a real estate business. He also advises that for one to get solutions,you need to understand the issue yourself and not rely on people to bring out the problem. Adam doesn’t believe in setting goals as this according to him limits him.His final parting shot is to always follow on every contact.

The Latest Style is Not Going Unnoticed in Brown Modelling Agency

Published / by TheHI

There is a latest style that is not going unnoticed in central Texas that generates remarkable talent with appealing fashion.

Wilhelmina Austin has attained Heyman Talent-South, and has started back up as The Brown Agency. They are both the areas’ biggest talent organizations, which influences the unique abilities and potentials of the two units, and builds The Brown Agency the sole top-service organization in Austin, Texas.

Justin Brown started Wilhelmina Austin in Austin, Texas in the year 2010. In time, it has developed into one of the most valued agencies in central Texas for modeling ability. Heyman Talent-South has created one of the most thriving acting talent agencies in the city of Austin. The presentation of the company provides customers with a wider portfolio of skilled talent which provides golden opportunities across the United States.

The company will be in Los Angeles and their offices will be in Dallas. The agency will be based in Austin. Justin Brown, will be the front-runner as the president of The Brown Agency and the CEO. Michael B. Bonnée will give his knowledge to the theatrical distribution of The Brown Agency.

It is a very fitting combing Merging with Heyman Talent-South and suitable top-rated facility organization as a part of their development plan to serving their customers and performers.

With their joint knowledge and facility has made this a very promising occasion.

An official festivity of the opening is planned for the very near future.

As a top-facility talent agency, Brown Agency goes out of their way which characterizes to their fullest potential, actors, and models in the regions of film, television, commercials, fashion, trade shows, business events, print, voiceover, directory, and more.

Austin’s Brown Agency has helped more than 400 talents succeed to new heights.

The important thing to make sure is that the clients has the right photographs required, and the appearances they need to be introduced to the largest agencies in the world. The most important job they do is to manage opportunities to make it work. People are now doing nationwide promotions.

For people who are interested in applying for an opportunity for the Brown Agency, they can bring a resume, a certain number of pictures of their work, and themselves for a chance to shine.

The Brown Agency continues to thrive for anyone getting the chance to succeed in fashion. Check out their Instagram page


Netpicks Tips On Responsible Investments

Published / by TheHI

Netpicks is a company which specializes in offering investment training and education to potential investors. Their primary focus is on Forex, Futures, stock, and markets. Netpicks has a team which is highly knowledgeable in the investment sector, and it ensures that there is a provision of reliable and practical information to customers who seek their services that enables them to invest responsibly.  For additional trading tips, hit on

Netpicks aims to help anyone who has investments plans on how to invest their money wisely to increase the profit margins. Getting investment money is a challenging task, and therefore Netpicks comes with ways on how investors should use such money for their good. Investors should be provided with continuous training, massive awareness and also provided with necessary resources for them to be experts in the market which will enable them to survive in the markets.

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Netpicks management is by entrepreneurs who are highly skilled with so much experience as they participate in the market on a daily basis. One will get real and reliable advice on Netpicks as they do not operate on theories but facts. Nepticks has given tips on how to make responsible investments which include the following;

  1. First and foremost you should know that responsible investments begin with you. You should be cautious about where you are investing your money. Always engage affordable services when dealing with brokers and this will help you maximize your money and use it for your good.
  2. Always understand the mode of payments used by companies to ensure socially responsible investments. Any successful Investor should know all the businesses that are inside Electronic transfer funds as this will help you avoid sending money to companies which are not genuine.
  3. Thirdly, you need to know that not only should other people be responsible with your money, but you should also treat your money and households right too. You should be able to have contact with the world surrounding you and avoid shortcuts when it comes to investments as this can bring losses to your business.

Additional article to read here.

Therefore, Netpicks warns investors on being shallow and embrace diversity for them to invest responsibly. They encourage that even if your business is performing so well, always find ways to invest your money in other sectors of the economy.  Get connected now, click on

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Treatment of Osteoarthritis in Osteo Relief Institute Without Surgery

Published / by TheHI

General Knowledge About Arthritis


Arthritis is a general name referring to a joint disease. It is a disease with more than 100 types, and over 50 million adults in the United States have different forms. Arthritis causes disability and is common among women and frequently occurs to aging people.

Osteoarthritis is the typical type characterized by cartilage degeneration, the soft tissue between the joints. When cartilage starts wearing away and breaks down, bone starts rubbing each other causing stiffness, pain, and swelling.


Managing of Osteoarthritis


Since osteoarthritis has no cure, there are several ways available for controlling joint pain and protecting the quality of life. For successful relief from pain, there are various elements of arthritis self-management, these factors are;


Daily Routine


  • Exercise gently and stretch right before bed
  • Change position frequently
  • Do not overuse a single joint
  • Control your weight
  • Manage an activity in your comfort zone


In Exercise


  • Engage in activities that build on muscles around your joints
  • Go for aerobic exercise
  • Force yourself to move daily
  • Avoid activities that will strain you


In Medical


  • Do not take medications for a longer term
  • Deal with a profession
  • In case all methods have failed see an orthopedic


Osteo Relief Institute in New Jersey


Osteo Relief Institute is a medical institution based in New Jersey which is independent. Osteo Relief Institute comprises of a team of experts on matters of communication and patient care. It has art equipment which is highly advanced to provide solutions for long-lasting pain.


Osteo Relief Institute uses technology which is approved and cleared by the United States thus making it offer solutions to all needs from patients. The primary goal of Osteo Relief Institute is to provide safe and effective treatment to patients by avoiding surgery.


Osteo Relief Institute comprises a team of certified physicians and physical therapists that take patients like their families. Food and Drug Administration is one of its kind that gives a solution to every problem searched.


Staffs of Osteo Relief Institute are knowledgeably trained, and locations owned separately. They give information daily towards advanced treatments to make the best in health and their future.

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Eli Gershkovitch Suggests Three Craft Beer Flavors to Try

Published / by TheHI

Craft beer is a favorite alcoholic drink among Canadians—so much so that it rakes US$9 billion in sales and even gets voted for in the Canadian Brewing Awards. What’s more, Canadian craft beer varies in brands and flavor as you travel from one province to another.


Midnight Sun


Midnight Sun, by Yukon Brewing, is described as a smooth rich beer with a touch of espresso flavor. This craft beer has also won two medals, silver, and bronze, at the Canadian Brewing Awards. A Midnight Sun is best served chilled to really bring out the flavors of malted barley and coffee. Other beer brands by Yukon include Ice Fog, Longest Night, and Yukon Gold.


Propeller IPA


The propeller is a famous craft beer in East Coast Canada. The locals love it for its smooth taste with a strong caramel punch. Propeller IPA craft beer has won top place three times at the World Beer Championships in Canada. The caramel tones down the bitter barley taste-making every sip enjoyable by almost everyone.


Blueberry Ale

A sip of Blueberry Ale by Pump House Brewery immediately reminds you of the tantalizing whiff of blueberry muffins. Surprisingly, even with loads of fruit in it, the blueberry flavor does not sacrifice the rich taste of malted barley. When in Canada, be sure to visit the Pump House restaurant and get your first taste of Blueberry Ale. Alternatively, you can buy a chilled six-pack of Blueberry all from any of the beer stores in Canada.


About Eli Gershkovitch


Eli Gershkovitch is an advocate of law as well as the Canadian craft beer business. He is the CEO of Steamworks Craft Breweries, a distiller of authentic craft beer since 1995. Eli Gershkovitch is also the owner of Steamworks Brew Pub in Gastown where he supplies many of his craft beer brands.


Eli’s interest in the craft beer business sparked after attending a beer symposium in the late 80s (Manta). He was later to convert part of his law office into a distillery where he experimented with flavors before taking them to the public. Using his law degree, Eli Gershkovitch managed to fight and relax a licensing law in Gastown that was making it hard for craft beer startups to enter the liquor market.


Eli Gershkovitch has also appeared as a judge in many of the Beer Awards to vote for some of the favorite Canadian craft beer brands. Some of Eli Gershkovitch’s signature brands include Lion’s Gate lager, Steamworks IPA, and Steamworks Pale Ale.

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Mentor and Business Guru Glen Wakeman

Published / by TheHI

Revolutionary Glen Wakeman has been recognized for many of his achievements in the business. One of these was for being the Co-founder and CEO of Launch Pad Holdings LLC. The successful entrepreneur co-founded the company in 2015, in hopes of assisting early-stage entrepreneurs like himself plan their businesses to develop and grow. Through developing software that provides these online services, the business executive makes things happen for the young entrepreneurs in their startup companies.

Dubbed a revolutionary businessman, mentor, and investor, Glen aided in the development and success of numerous businesses with more than 17000 and fifteen billion dollars in assets. Glen Wakeman attained an MBA in Finance from the University of Chicago and a BS in Economics from the University of Scranton. He led a successful business career for more than 20 years.

As a successful investor and writer, Glen motivated others on administrative strategies and economics. Some of the works he was renowned for was his revolutionary five-step performance methodology. This famous methodology pinpointed factors such as risk management, leadership, human capital, power and business execution. Through this and his vast experience in the business, Wakeman became a keen market strategist, building a rock-solid reputation that very few executives like himself have rivaled.

As he put it, many good ideas come from business startups and he thought that if those businesses had structure, then they would have low failure rates. It was the thought of building a simple business platform in order to help give structure to such ideas that launchpad Holdings was born. Being an active participant in such business opportunities, Wakeman transformed the businesses to successful ventures building visions. Needless to say, Glen Wakeman is a force to reckon with for his extensive career accomplishments that need recognition. Read more at Premier Gazette about Glen Wakeman.

Just Who Is Dr. Mark Holterman

Published / by TheHI

The 21st century is full of advancements and innovation that span across numerous fields of work. The medical industry is no exception as some of the biggest and best breakthroughs have come from this sector. When it comes to getting things done progressively, Dr. Mark Holterman is at the pinnacle of the hill. His specific medical research interests are in a class of its own, especially when being compared to his colleagues ( Dr. Mark Holterman is an M.D. of course, but he also practices as a full-time professor at the University of Illinois College of Medicine. His specialty is pediatric surgery, and he’s a practicing pediatric surgeon at the Advocate Christ Children’s Hospital as well as at St. Francis Medical Center.


Dr. Mark Holterman has a number of research interests such as novel cancer treatments, stem cell therapies, and regenerative medicine. He’s one of the biggest driving forces in today’s society thanks to his strong passion. Holterman’s personal blog is loaded with informative industry information, and he currently blogs whenever he has the time. One of his more popular blog posts is about Camp PowerUp (Doctors.HealthGrove). This program came to fruition because of all the new type 2 diabetes cases that are among children. ADA and Children’s Hospital Los Angeles have combined their powers to come up with an evidence-based curriculum. This curriculum was designed to teach the youth on how to make better and healthier eating choices as well as to engage them in some form of physical activity. The targeted age groups range between eight and 16 years old. The physical settings include day camps and after-school programs, which will help to cut down on type 2 diabetes.


Holterman also speaks on The Hannah Sunshine Foundation, and its progressive regenerative therapies for children who suffer from rare diseases. Systemic Juvenile Idiopathic Arthritis not only affects the joints, it affects vital organs such as the Lungs, heart, and liver. This condition is very rare, and it only affects 20 to 30 percent of the children on earth. There are no known cures, but doctors are using aggressive therapies to manage and to permanently inhibit its growth.

Stream Energy Helps People Save Money

Published / by TheHI

Stream Energy is an energy provider that is not focused on making a huge profit. Instead, the company likes to help people get the best electric price possible. They are aware of all the things they need to do to continue catering to those who they do business with. Part of the things that Stream Energy is focused on includes the right way to do business so they can offer all their clients the best experiences possible ( Stream Energy knows what they need to do to give everyone something that will help their business grow. They also do what they can to show others the right way to make their lives better.


As long as things have continued to get better for the people who are in these situations, Stream Energy knows they can try different things. They also know the right way to make the business better for their own help. Despite some of the issues that other companies have had, Stream Energy does not have those issues. They know they will need to continue offering their services to their clients around the country if they want to make things better on their own. They also know their services are valuable to people who want to have the best energy opportunities possible.


For Stream Energy to do things that will help them with their business, they are always going to focus on their clients. They want to warn clients about the high prices of energy and how they could actually be damaged by the electric companies they work with. Since there are so many variants with electric, Stream Energy does what they can to try and help their customers get more from the experiences they have. For Stream Energy to do this, they have to make all the right choices. They also have to do a lot of research and show their customers how they are going to save money if they choose to work with Stream Energy (YouTube). Customers who use the company know they are getting the best deal possible because the company cares about their clients instead of money.

NetPicks, the online trading platform with an environmental friendly ideology

Published / by TheHI

NetPicks is an online trading company that was founded in 1996 by Mark Soberman. The company mainly focuses on providing high-level education to online traders regardless. By offering training sessions to traders, they manage to help regular individuals achieve success in online trading.

NetPicks headquarters is in Irving Texas. The company consists of staff who are experienced, online traders. This enables them to offer proper guidance and support to the company’s clients. Anyone who is interested can receive trading lessons either from their website or the company’s YouTube channel.

By trading smarter instead of longer, your chances of winning are higher. Through a simplified trading process, you are just required to select your goal and the system will populate the rest for you. There are three select able objectives that users select from. These objectives include a permanent career, a freelance income career, and a short-term done in minutes career. Informative article on

NetPicks has recently been focusing on educating its traders on how to invest in a manner that is socially responsible. This is done through Exchange Traded Funds, EFTs. Since the trading on ETFs is different, the whole process has to be passively managed. The trading of ETFs is done through four groups:

  • Positive screening: This is done by selecting trading firms based on the incomparable standards that have been set up.
  • Negative screening: This is done by omitting firms that do not meet the minimum set standards. These standards can of a social nature or any other agreed parameter.
  • Themed screening: This selection is based on the theme of the project in question. The best investment project is the one that manages to match the development theme in question. A development theme can be in form of alternative energy.
  • Environmental, Social, and Governance, ESG, integration screening: When a firm is ESG compliant, some trading selections automatically rate the firm as a viable contender.

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NetPicks believes that ETFs that emphasize on environmental and gender topics are to be rated the best in terms of corporate social responsible investments. When selecting the right ETF, you ought to think about the risks and expenses that are involved. You shouldn’t also forget the area of investment. More investing tips from this link.

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